Private Debt

This strategy aims to provide a high and stable current yield through a portfolio of variable-rate private loans in the Québec real estate sector.

Investment process

The strategy invests in residential and commercial real estate development (renovation, construction, and land under development) through external companies specialized in private loan administration.

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The portfolio is concentrated in Québec, with strong priority given to senior loans.

High, stable current income

Residential and commercial real estate

Portfolio concentrated in Québec

Portfolio managers

Jonathan Vegiard

Vice-President, Real Estate Financing | Eterna Private Debt

Philippe Tardif

Vice-President | Eterna Financial Group

Bobby Bureau

Senior Manager, Fixed Income | Eterna Investment Management

Why invest in private debt

Exposure to the Québec real estate market through private loans, without directly owning properties
High and stable current income
Priority given to senior loans, offering enhanced capital protection in the event of default
Short loan terms, supporting portfolio liquidity and flexibility
Diversification across various real estate sectors
Complement to the diversification of traditional portfolios (low correlation to public markets)

See the factsheet

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